Buying a two-wheeler requires a bit of research. You must know your requirements to choose the best one for your travel needs. One important consideration at such a time is whether you should opt for a lighter and easier-to-ride scooter or a more dynamic motorcycle. If you opt for a two-wheeler loan, it becomes even more important not to be saddled with a vehicle you are uncomfortable with.
Motorcycles have their charm even though their learning curve is steeper. However, scooters provide unparalleled convenience. Keeping their appeals aside, the benefits of using your bike loan to buy a scooter rather than a motorcycle could make it the perfect choice.
Why are Scooters Better Than Motorcycles?
Scooters do away with the manual transmission—a prominent feature of motorcycles—and hence have many benefits.
Easier to Learn
Since scooters don’t have gears, there are fewer inputs to learn about while riding. This makes it easier to get on the seat and start riding straight away. You can begin with lower-displacement scooters and then work up to more powerful ones once comfortable riding two wheels. When you opt for a two-wheeler loan, you want to be able to start using your vehicle as soon as possible, and a scooter allows that to happen more easily.
Easier to Ride
The absence of manual transmission also benefits scooters, making them much easier to ride than motorcycles. There is no possibility of stalling the engine while starting, and you don’t have to deal with the pressure of being in the right gear in traffic. You can rev the engine and use the brakes when you need to stop. Having both controls in your hands is much more convenient than having both hands and feet engaged the way they are when riding a motorcycle.
Better Storage
Most scooters have a large storage area under the seat. This can be used to store a helmet, ownership documents, or other important items. The area near the feet also has space for a small bag, making a scooter the vehicle of choice.
Lower Maintenance
Scooters have fewer moving parts since they don’t utilize a clutch and gears. This makes scooters easier and cheaper to maintain. The lower maintenance cost can be a big advantage when you are already paying off an EMI on a bike loan.
Cheaper to Refuel
Scooter insurance costs are lower than for motorcycles, and fuel efficiency is generally higher. This reduces the riding cost of scooters compared to motorcycles with similar horsepower. If you combine this monetary benefit with attractive two-wheeler loan interest rates, a family scooter could be within your reach.
Picking a two-wheeler that works for you
Financing a two-wheeler has become easier than ever, given the extensive support banks and financial institutions provide through bike loans. However, it would help if you still determined which vehicle best suits your requirements. Check a reliable two-wheeler loan EMI calculator to make a more informed choice, keeping your budget in mind.
A scooter’s commute-friendly nature gives it an edge over motorcycles for daily short-distance rides. However, thorough research is still necessary before making a final decision.
